HSA & FSA
Eligible Relief
Put your HSA or FSA dollars toward smarter recovery.
Select “Pay with FSA/HSA” at checkout.
Get covered
Where does it hurt?
Pick the area that's bothering you.
Save up to 30%
“That knot between your shoulders has a name.”
Deep-tissue release for shoulder blades, traps, and everything you carry.
Shop ReliefTop pick
Chirp ContourA decompression and massage table that combines traction, massage, and heat to release tension across your shoulders and upper back.
Discover
Three steps to pre-tax relief
Add a product
to your cart
Every product on this page is on Chirp's HSA/FSA-eligible list.
Your cart
Choose FSA/HSA
at checkout
Select "Pay with FSA/HSA" as your payment method. No paperwork, and most Chirp products don't require a letter of medical necessity.
Pay with your
HSA/FSA card and save
Complete the purchase with your HSA/FSA card, and the whole order is paid with pre-tax dollars.
Depending on your tax situation, that can be worth up to 30%.*
Learn to save
How paying with
HSA/FSA saves money
HSA and FSA accounts hold money set aside from your paycheck before it's taxed, to be spent on qualified health expenses, like the relief in this journey.
Because that money is never taxed, the same product takes less out of your paycheck. Depending on your tax situation, that can be worth up to 30%.*
Spending from
Your Bank Account
Spending from
Your HSA/FSA
Shop what qualifies
FAQ
What are FSA and HSA accounts?
Both let you set aside money from your paycheck before taxes for eligible health expenses. An HSA is a health savings account and generally stays with you year after year. An FSA is a flexible spending account and usually has a yearly deadline. Not sure if you have one? Check with your employer or your benefits provider.
Can I use my HSA/FSA at Chirp?
Yes. Pick HSA/FSA in the payment list at checkout, answer a few quick health questions, and pay with your HSA or FSA card the same way you would use any other card. If your order needs a letter of medical necessity, it comes to you by email after you check out.
Can I use my regular credit card instead?
Yes. Every regular payment option is still there. You can also split an order: put part of it on your HSA or FSA card and the rest on a regular credit or debit card.
What is a letter of medical necessity?
Under IRS rules, some things you buy count as a medical expense only when they treat a specific health condition, not when they are for general health. A letter of medical necessity is a licensed provider's written opinion that a product may treat a condition you have. Here is how it works. You answer a few health questions at checkout. A licensed provider reviews your answers, not our products. The questions do not hold up your order, so you pay and check out as normal. Your letter arrives by email after you check out. Keep it, because your plan may ask to see it. Not everyone qualifies, and your plan makes the final decision on any claim.
Are there any fees?
You pay the price on the product page. There is no extra charge at checkout for paying with your HSA or FSA card.
When should I use my FSA/HSA dollars?
Any time of year. HSA money generally stays with you year after year. FSA money usually has a deadline, and many plans run use it or lose it at the end of the year, so check your plan's dates before December.
How long until I get my letter of medical necessity?
It arrives by email after you check out. If you do not see it, check your spam folder first, then reach out to us and we will help.
I don't have an HSA/FSA. Can I still benefit?
You need one of those accounts to use pre-tax money. Many employers offer them during open enrollment, so it is worth asking. You can still check out normally with any card.
I don't live in the US. Can I still use this?
HSA and FSA are United States programs, so the pre-tax option only applies to US accounts. Everything on the site can still be bought the normal way.